Compare smarter. Beat your premium.
One ID, one profile, every quote across motor, home, life, funeral, personal loans and investment, with the specific actions that drop your premium fastest.
Your data is encrypted end-to-end.
Fewer questions, instant estimate. Complete your full profile later for your best premium.
120s
ID → your price
12+
SA insurers compared
18%
Avg. behaviour savings
Compare quotes from
All partner insurers are FSCA-registered financial-services providers.
All partner insurers are FSCA-registered FSPs
End-to-end encrypted, bank-grade security
Deterministic scoring across 30+ risk factors
POPIA compliant, regulated under SA law
How it works
From ID to insured in minutes
Enter your ID
Pop in your 13-digit SA ID. We pull your details automatically, no forms.
Build your profile
Answer quick questions about your driving, location, vehicle and lifestyle.
Get your risk score
We crunch 30+ data points and score your risk from 0 to 100.
Compare quotes
See side-by-side quotes from SA's top-rated insurers instantly.
Save with behaviour
Opt into telematics and safe driving rewards to unlock premium discounts.
What our engine sees
Trained on SA risk. Tuned to your address.
Most comparison sites just rank premiums. We score your actual risk across six perils, twenty security inputs, and South Africa's underwriting reality, then explain why.
Driving & telematics
Licence age, claims history, telematics opt-in, eco-driving habits.
Up to 18%
behaviour discount
SA suburb crime index
We score 1,400+ SA suburbs from FSCA, SAPS and underwriter data.
1,400+
suburbs indexed
Address-level perils
Flood, storm, hail, wildfire and load-shedding exposure overlaid on your address.
6 perils
scored per address
Home security profile
Electric fence, armed response, estate access, surge protection, geyser type.
20+ inputs
feed property score
Explainable by design
Every score comes with reasons.
You see the risk factors working for you, against you, and the specific 90-day actions that move your premium. No black box.
Products
One profile, every product
Complete your risk profile once and get personalised quotes across all insurance lines.
Motor Insurance
Compare quotes from Santam, OUTsurance, Discovery Insure, MiWay and more. Unlock up to 18% savings with telematics.
SA Premium Range
R800 – R2,500
per month
Behaviour discount
Save up to 18%
Compared
5+ insurers
0+
SA suburbs indexed
0
Insurers compared
0%
Avg. behaviour saving
0s
From ID to score
Ready to see what you could save?
It takes 2 minutes to build your profile and get personalised quotes from South Africa's top insurers.