Terms & Disclosures
Last updated: 8 September 2026. These disclosures apply to every quotation, risk score and comparison produced on this platform. They should be read together with our Privacy Policy.
Blue Sure is an authorised Financial Services Provider.
All partner insurers, lenders and product providers on the Blue Sure panel are licensed financial services providers regulated by the Financial Sector Conduct Authority (FSCA).
1. Indicative premiums and underwriting
The premium and cover information displayed is indicative and based on the information provided by the customer. Final premiums, underwriting decisions, policy terms and acceptance remain subject to the relevant insurer's validation and underwriting requirements.
2. About Blue Sure
Blue Sure is a comparison and lead-generation platform. Advice and policy placement are provided by the authorised Financial Services Provider selected by the customer. Blue Sure is not the insurer of any product shown.
3. Limited insurer representation
Blue Sure compares products from its panel of participating insurers and product providers only and does not represent the whole market. Similar or more suitable products may be available from providers not shown.
4. The Blue Sure Risk Score
The Blue Sure Risk Score is a proprietary risk assessment tool designed to help consumers understand their risk profile. It does not guarantee premium outcomes, underwriting decisions or the acceptance of any claim.
5. Policy wording, exclusions and excesses
Customers should review the full policy wording, exclusions, excesses, conditions and endorsements before purchasing any insurance product. In the event of any conflict, the insurer's policy wording prevails over the summaries shown here.
6. Personal information (POPIA)
By requesting a quotation you consent, in terms of the Protection of Personal Information Act, 2013 (POPIA), to the collection, processing and sharing of your personal information with participating insurers, brokers and authorised product providers for quotation and underwriting purposes. Your information is processed as described in the Blue Sure Privacy Policy.
7. Accuracy of information provided
Customers are responsible for the accuracy and completeness of all information provided. Inaccurate or incomplete information may affect premiums, the validity of cover and the outcome of claims.
8. No contract of insurance
The submission of information and the issue of a quotation do not constitute an insurance contract and do not guarantee acceptance or cover. Cover commences only once the selected insurer has formally accepted the application and confirmed cover.
9. Changes after verification
Premiums and cover options may change following verification of information, underwriting checks, credit assessments, claims history reviews or any additional risk information received.
These disclosures do not replace the terms, conditions and policy wording of any insurer or product provider. For how your personal information is collected, used and protected under POPIA, see the Privacy Policy.